Refund & Cancellation Policy

1. All Sales Are Final

Once payment is successfully completed and your enrollment, access, consultation, training, or service is confirmed, the payment is non-refundable and non-cancellable, except where a refund is required under applicable law.

Please review the program scope, inclusions, price, and suitability before making payment.

2. No Refund for Change of Mind

Refunds will not be provided because of:

change of mind after purchase;

inability or unwillingness to complete the training;

non-use or partial use of the program;

missed calls, sessions, or consultations;

lack of time to implement the training;

purchasing a similar service elsewhere; or

deciding later that the program is no longer required.

3. No Refund Based on Recovery Results

BizGati provides training, processes, tools, and guidance.

BizGati does not guarantee any specific payment-recovery amount, percentage, or timeline.

Accordingly, failure to achieve an expected recovery result, revenue result, or business outcome is not a valid ground for a refund.

Results depend on factors including the customer's circumstances, records, debtor behaviour, implementation, communication, and other factors outside BizGati's control.

4. Digital Content and Access

Where digital training, videos, documents, templates, tools, or other materials are provided, access may begin immediately after enrollment.

Once such access has been provided, the purchase remains non-refundable, subject to applicable law.

Sharing, copying, reselling, redistributing, or providing account access to another person without permission is prohibited.

5. Calls, Consultations and Sessions

If your purchase includes calls, consultations, training sessions, or support:

failure to attend a scheduled session does not create a right to a refund;

rescheduling, where available, is subject to BizGati's operational availability and applicable program terms;

unused sessions do not automatically qualify for a refund.

6. Duplicate or Incorrect Payments

If the same transaction is accidentally charged more than once, or an amount is debited because of a verified payment-processing error, please contact us with the relevant transaction details.

After verification, any amount incorrectly or additionally collected will be handled appropriately.

7. Service Delivery Issues

If BizGati is unable to provide a paid service due solely to an issue on our side, we will first make reasonable efforts to provide the service, restore access, reschedule it, or otherwise correct the issue.

Where applicable law requires another remedy, that remedy will be provided accordingly.

8. Exceptional Legal Rights

Nothing in this policy limits any refund, remedy, or consumer right that cannot legally be excluded or restricted under applicable law.

A contractual No Refund Policy does not override mandatory legal rights relating to deficient, undelivered, or otherwise legally actionable services.

9. Chargebacks and Payment Disputes

If you believe a payment has been processed incorrectly, please contact BizGati first so the transaction can be reviewed.

Fraudulent, false, or unjustified payment disputes may be contested using available transaction, access, communication, and service-delivery records.

10. Contact

For questions regarding payments, cancellations, or this policy:

BizGati A Brand of LBT Mind Technology Pvt. Ltd. Email: support@bizgati.com Website: bizgati.com